Silence your inner critic by rewriting money narratives
You slam your laptop shut, heart pounding, because again you told yourself “I’m terrible with money.” You feel that old knot in your stomach—the one that’s convinced you’ll always fall short. You remind yourself of the sticky note beside your desk: “Money is a skill I can master.” You close your eyes, breathe in, and picture not the fear of counting pennies, but the freedom of writing checks without worry. You feel the weight in your chest lift as you repeat the new thought silently, noticing your shoulders unclench.
The shift isn’t instant perfection—old thoughts still sneak in when you least expect them. When they do, you gently remind yourself that you’re retraining your mind. Soon those new affirmations start to feel more authentic.
Each time you replace a fearful “I can’t” with “I will learn,” you prove to your brain that your new narrative holds real power. This is the beginning of a healthier money mindset that will guide every financial decision you make.
You’ve identified that nagging thought about money stealing your confidence, so today you’ll pick up your sticky note and read your new empowering truth out loud. Each time that old worry rises, pause, breathe, and swap in your chosen statement, proving to yourself over and over that you’re rewriting your money story. Give it a try tonight.
What You'll Achieve
By doing this work, you’ll transform negative beliefs into empowering thoughts, leading to greater confidence and resilience. As you reframe your thoughts, you’ll make clearer, more confident financial decisions—like asking for higher pay or investing boldly—boosting both your emotional well-being and bank account.
Replace self-doubting thoughts on purpose
Choose one nasty money thought
Write down a negative belief you catch yourself thinking about money, such as “I’m not good with finances.”
Identify evidence and origin
Ask yourself when and why you began believing this; note any family, media, or past experience that planted it.
Reframe into a helpful truth
Create a positive replacement thought like “I can learn money skills and grow,” and write it on a sticky note.
Repeat your new thought
Every time the old belief pops up, consciously replace it with your new thought, ideally out loud.
Reflection Questions
- What’s one money thought you catch yourself repeating most often?
- Where did this money story originate in your life?
- How do you feel when you think your old limiting belief?
- What concrete evidence contradicts that belief?
- What replacement thought would feel both true and motivating?
Personalization Tips
- At work, you realize you undervalue a project because you believe you “lack authority.” You reframe to “My ideas drive impact and deserve full credit.”
- A student blames poor grades on being “bad at math.” She replaces it with “I can improve with practice and help.”
- A parent feels guilty spending on personal care. They switch to “Caring for myself helps me show up as a better parent.”
We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power
Ready to Take Action?
Get the Mentorist app and turn insights like these into daily habits.