Get a Financial Life: Personal Finance in Your Twenties and Thirties

Master Your Money From Debt to Down Payment

Beth Kobliner

1996

8 Key Insights

About This Book

Ready to break free from financial stress and own your future? This guide turns confusing money advice into clear, doable steps. You’ll learn how to crush high-rate debt, build an emergency cushion, and invest wisely—all by automating habits and making smart choices. Discover the secret to supercharging your savings with employer matches, unlocking tax breaks, and picking the perfect mortgage. Whether you’re renting or buying your first home, this roadmap arms you with real, proven strategies that build confidence and cash flow. Transform worry into control and watch your financial life thrive.

About the Author

An expert in personal finance and behavioral science, our author has guided thousands of young professionals to financial freedom. With two decades of experience teaching, writing, and consulting, they’ve helped readers clear debt, save for vacations and weddings, and even buy their first homes. Their warm, relatable style turns intimidating money topics into step-by-step plans that anyone can follow.

Biggest Takeaway

You’ll eliminate crippling credit balances and save thousands by targeting high-rate debt first; grow a rainy-day fund that keeps life on track no matter what; capture free money with employer-matched retirement plans; navigate mortgages confidently to find the lowest rates and hidden costs; and build a tax-smart investment portfolio that fights inflation and compounds over decades.