Balance Your Three Capitals of Money Time and Health

Picture your life as a three-legged stool, each leg labeled Money, Time, and Health. If one leg is too short, the stool wobbles—your sense of fulfillment suffers. Rachel was a marketing director who earned handsomely but missed daughters’ school plays. Overworked, under-loved at home, she felt stuck. Her funds sat accumulating, yet her free time was nil. She flagged this imbalance and hired a weekend nanny and a meal-prep service. Suddenly Saturdays meant pancake breakfasts and park visits.

Six months later, she felt healthier too—because reduced stress let her sleep better and exercise regularly. Every dollar she used to hire help paid off in reclaimed hours and renewed energy, yielding experiences she’d missed for years. This clear trade—Money→Time→Health—became her compass for decisions big and small. Rebalancing quarterly kept her choices aligned with her life’s evolving needs.

Today, Rachel still checks her three capitals. When money spikes, she steals back time; when health flags, she spends time and money on recovery. That simple act of measurement—two minutes on a whiteboard—changed her entire approach to living.

Grab a piece of paper and rate your money, time, and health from one to ten. Notice which resource you have too much of and which feels scarce, then trade wisely: spend some cash to free up hours or invest time in a jog to boost your health. Repeat this check-in every quarter and fine-tune your balance for a steadier, more fulfilling life journey.