Stabilize your finances.
- Telling yourself that you will take control of your finances will condition your mind to do just that.
- Determining your net worth will allow you to recognize where you stand financially.
- Being frugal and saving up will give you long-term benefits in terms of financial stability.
- Tell yourself that you will take control of your finances.
Make it clear to yourself that you will get out of debt and you will achieve financial independence.
- Set up a new bank account and deposit at least 1% of every paycheck you receive.
These are your “savings.” Do not spend them unless you absolutely have to.
- List out your debts and start paying them off immediately.
Prioritize those with the highest interest rates.
- Be frugal.
Don’t spend money on unnecessary items.
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