Outsmart the credit card companies
- Do your research.
Look into the best credit cards available, considering rewards, interest rates, and annual fees.
- Check your credit score.
Make sure your credit score is high enough to qualify for the best credit cards.
- Pay off your balance.
Pay off your balance in full each month to avoid interest charges.
- Take advantage of rewards.
Utilize your credit card to get the most out of rewards and points.
Contact the credit card company and ask for a lower interest rate or more rewards.
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