Evaluate your financial goals

Get a pen and paper.

Go to a quiet room or somewhere you won’t get distracted.

List down all the financial problems you’re currently dealing with.
It could be having a large amount of debt, no savings, difficulty in budgeting, etc.

Review your answers.

Close your eyes and visualize your ideal financial situation 20 years from now. Where do you want to see yourself?

Evaluate more of your financial goals by answering the following questions:
 - How many years would you give yourself to pay off your debts fully?
 - What are the things you’re aiming to save for?
It could be emergency funds, retirement funds, leisure funds, college funds for your kids, investments, etc.
 - Why do you want to save for them?
 - When do you plan to retire?
 - How much money do you want to have when you retire?
 - What are the things you want to do/experience once you’ve achieved financial independence?

Review your answers.
These goals are the ones to push you forward throughout your journey, so it’s best to keep and review them from time to time.