Calculate your total monthly investment income

Instructions

  1. Calculate the amount of your monthly investment income.
    Multiply your current savings by the current long-term investment rate. The current long-term investment rate is the current yield of long-term U.S. treasury bonds or certificates of deposits (CDs). When calculating, remember not to include your savings account interest rate. Once done, divide your answer by 12. The answer is your monthly investment income.
  2. Plot it on your wall graph.
    Using a different color pen from your income and expenses pens, plot your total monthly investment income on your wall graph, similar to how you plot your income and expenses.
  3. Watch it grow!
    As time passes, you will notice your monthly investment income growing and bringing you closer to the much sought-after crossover point.

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