Build up your investments, cushion, and cache fund


  1. Research investment strategies.
    Look for investment strategies that meet your specific needs and goals. U.S. Treasury bonds are one of the easiest and safest investments to start with.
  2. Start building your cushion.
    Your goal is to have at least six months' worth of expenses saved if one of those “what-if” situations occurs.
  3. Create a cache fund.
    Use this fund if you need to replace something that has worn out or stopped working. A cache fund can also be used for medical or dental needs and emergencies.


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